Terms of Use

Effective Date: 06/03/2025

Welcome to Gateway Client, a service provided by Gateway Insurance Company ("Gateway," "we," "us," or "our"). By accessing or using our website, mobile application, or services (collectively, the “Platform”), you agree to be bound by these Terms of Use. If you do not agree, please do not use our Platform.

1. Acceptance of Terms

By using Gateway Client, you confirm that you are at least 18 years old and legally able to enter into this agreement. If you are using the Platform on behalf of a company or organization, you represent that you have authority to bind them to these terms.

2. Use of the Platform

• Violate any applicable laws or regulations
• Access or attempt to access another user’s account
• Upload viruses or harmful code
• Interfere with the operation or security of the Platform
• Use the Platform to misrepresent your identity or intentions

3. Account Registration

Some features may require account creation. You agree to:

• Provide accurate, current, and complete information
• Keep your login credentials confidential
• Notify us immediately of unauthorized account use

We reserve the right to suspend or terminate accounts at our discretion.

4. Intellectual Property

All content on the Platform—including text, graphics, logos, and software—is owned by Gateway or licensed to us and is protected by copyright, trademark, and other laws. You may not copy, modify, distribute, or exploit any content without our express written permission.

5. Privacy

Your use of the Platform is subject to our Privacy Policy, which describes how we collect, use, and protect your personal information.

6. Disclaimer of Warranties

The Platform is provided “as is” and “as available.” We do not guarantee that it will be error-free, uninterrupted, or free of viruses. Use of the Platform is at your own risk.

7. Limitation of Liability

To the fullest extent permitted by law, Gateway shall not be liable for any indirect, incidental, special, or consequential damages, or loss of data, revenue, or profits arising from your use of the Platform.

8. Indemnification

You agree to indemnify, defend, and hold harmless Gateway, its affiliates, and its officers, directors, employees, and agents from any claims, damages, or expenses arising from your misuse of the Platform or violation of these Terms.

9. Changes to Terms

We may update these Terms at any time. Updates will be posted with the revised effective date. Continued use of the Platform after changes constitutes acceptance.

10. Governing Law

These Terms are governed by the laws of the State of California, without regard to conflict of laws principles. Any disputes shall be resolved in the courts located in [Insert County], California.

11. Contact Us

If you have any questions about these Terms, please contact:

Gateway Insurance Company

📍 6524 Lonetree Blvd, Rocklin, CA, 95765
📧 jcollins@gatewayclient.com
📞 (916) 467-5971